Friday, September 30, 2011

9/30 Monthly Financial Breakdown

My life is expensive….or so it seems

If I sum up total expenses from 8/31 through 9/30 I get -$1900
A rough calculation would put my yearly expenses at $24K :(
but if we break it down there is hope.

Food costs: -$217  or -$54 per week
Regular Fuel: -$80 or -$20 per week
Leftover Renting Expenses: -$194 (water internet power and the fees associated)
Van: -$270   (includes: hands free sink kit, tune up kit, fan, BG fuel cleaner, fuel system repair, fire extinguisher)
Insurance: -$302 or -$50 per month   (I pay in 6mo intervals to reduce the premium)
Clothing: -$136   (New smartwool shirt, running shorts, rei shirt and golf pants. Worth every penny, I might buy another smartwool shirt and I'm tempted by the exofficio briefs)
Fun: -$364  (day sailing was 75 plus 40 for fuel and a book for 4, labor day trip fuel (125 approx), sushi dinner to celebrate the van 47, mini club dues for past few years 75)
Misc:  -$300  (flight to D-town for Thanksgiving and misc hardware for van)
Storage:  -$32   plus a sunk cost of 15 per month for mailbox

Ok,  clean out the unusual stuff and do a monthly for the rest
Food and fuel: -$300 (I don’t have any trips planned for next month)
Storage and box:  -$47
Insurance: -$50 
Clothes: -$100 (not sure what I want to add in regard to utility clothing to reduce my regular clothes)
Van:  -$200   (need an oil change but I don't anticipate any large projects for next month
Fun: -$100 (probably go sailing again or get sucked into a dinner out, idk)

Yearly expense estimate with new number is ~$10800... Yeay!

Cannot wait for next month's expense sheet, should be interesting.

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